Privacy Policy

Introduction

BankSummary respects your privacy and is committed to protecting the information you share with us. This Privacy Policy explains how we collect, use, store, and protect personal and business information when you visit our website or use BankSummary and its related services.

This Privacy Policy applies to all users of BankSummary. By accessing or using our Services, you agree to the practices described in this Privacy Policy.

If you have any questions regarding this Privacy Policy or our information‑handling practices, please contact us through our Contact Us page.

Information We Collect

We collect information necessary to provide visibility into bank accounts, improve our Services, and communicate with users.

Information You Provide to Us

You may provide information directly when you:

• Request a demo or consultation
• Submit inquiries through our website
• Contact us for support or information
• Communicate with us about your use of BankSummary

This information may include your name, work email address, phone number, company name, and any details you choose to share.

Information Processed Through Use of the Services

When you use BankSummary, we may process business‑related financial data required to provide account visibility and insights. This may include:

• Bank account identifiers
• Account balance information
• Transactional activity data
• Metadata related to connected financial institutions

This information is processed solely to deliver the Services and provide a consolidated view of financial activity. BankSummary does not initiate payments or modify bank account records.

Information Collected Automatically

When you access our website or Services, we may automatically collect limited technical information, including:

• IP address
• Browser and device type
• Operating system
• Pages viewed and interaction data
• Date, time, and referral source

This information helps us maintain security, monitor performance, and improve usability.

Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Ensure proper website functionality
• Analyze usage patterns and traffic
• Improve user experience
• Support marketing and analytics efforts

You can manage cookie preferences through your browser settings. Additional details are available in our Cookie Policy.

How We Use Your Information

We use the information we collect for legitimate business purposes, including to:

• Provide and operate the Services
• Display consolidated bank account and transaction visibility
• Respond to inquiries and support requests
• Improve product performance and reliability
• Monitor security and prevent unauthorized access
• Send service‑related updates or marketing communications
• Comply with legal and regulatory requirements

Personal information is not used for purposes unrelated to the reason it was collected.

Legal Basis for Processing

Where required by law, we process personal information based on:

• Contractual necessity
• Legitimate business interests
• Compliance with legal obligations
• Your consent, where applicable

Consent may be withdrawn at any time where processing is based on consent.

Sharing and Disclosure of Information

BankSummary does not sell personal information.

We may share information with:

• Trusted service providers supporting platform operations
• Professional advisors for legal, audit, or compliance purposes
• Government authorities when disclosure is required by law
• Successor entities in the event of a merger, acquisition, or asset transfer

All third parties are required to safeguard information and use it only as permitted.

Data Security

We apply reasonable administrative, technical, and physical safeguards designed to protect information against unauthorized access, alteration, or disclosure. While we take data security seriously, no system is completely secure.

Data Retention

We retain personal information only for as long as necessary to:

• Provide the Services
• Fulfill contractual obligations
• Meet legal and compliance requirements
• Resolve disputes and enforce agreements

When information is no longer required, it is securely deleted or anonymized.

Your Privacy Rights

Depending on your location, you may have rights to:

• Access personal information
• Request correction or deletion
• Object to or restrict processing
• Withdraw consent
• Opt out of marketing communications

United States

We comply with applicable US privacy laws, including state‑level regulations.

European Union & United Kingdom (GDPR)

Individuals may exercise rights including access, rectification, erasure, restriction, and objection.

Australia

Australian residents may request access to or correction of personal information under applicable privacy laws.

Requests can be submitted via our Contact Us page. We respond within legally required timeframes.

Children’s Privacy

BankSummary is intended for business use and is not directed to children. We do not knowingly collect personal information from children.

International Data Transfers

BankSummary operates globally. Information may be processed or stored in countries outside your jurisdiction. We take steps to ensure appropriate safeguards are applied when transferring data internationally.

Third‑Party Websites

Our Services may contain links to third‑party websites. We are not responsible for the privacy practices or content of those sites and encourage you to review their policies separately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, or legal requirements. When updates occur, the “Last Updated” date will be revised.

Your continued use of the Services indicates acceptance of any updates.

Contact Us

If you have questions about this Privacy Policy or how your information is handled, please contact us through our Contact Us page.