Terms and Conditions

Introduction

Welcome to BankSummary. These Terms and Conditions govern your access to and use of the BankSummary website, platform, and related services.

By accessing or using the Services, you agree to be bound by these Terms. If you do not agree with these Terms, you should not use the Services.

If you have any questions regarding these Terms, please contact us through our Contact Us page.

Eligibility and Use of Services

The Services are intended for business and professional use. By using the Services, you represent that you are authorized to act on behalf of yourself or the organization you represent. You agree to use the Services only in compliance with applicable laws and regulations.

Service Description

BankSummary provides tools that enable users to view consolidated bank account balances and transaction activity from connected financial institutions.

BankSummary:

• Displays financial information for visibility purposes only
• Does not initiate payments, transfers, or account modifications
• Does not act as a financial institution, bank, or payment processor

All financial data is presented as received from connected sources.

User Responsibilities

You agree not to:

• Use the Services for unlawful or unauthorized purposes
• Attempt to gain unauthorized access to systems or data
• Interfere with the integrity or performance of the Services
• Upload malicious code or harmful content
• Misuse or misrepresent financial information displayed through the Services

You are responsible for ensuring that the information you review or rely on is appropriate for your business needs.

Account Access and Security

You are responsible for maintaining the confidentiality of any credentials used to access the Services and for all activity occurring under your account.

BankSummary is not responsible for losses resulting from unauthorized access caused by your failure to safeguard account credentials.

Data Ownership and Use

You retain ownership of all data submitted or connected through the Services. By using the Services, you grant BankSummary a limited right to process and display such data solely for the purpose of providing the Services, in accordance with our Privacy Policy.

Intellectual Property

All content, software, designs, trademarks, logos, and materials provided through the Services are the intellectual property of BankSummary or its licensors and are protected under applicable laws.

You may not copy, modify, distribute, or create derivative works from the Services without prior written permission.

Third‑Party Services

The Services may rely on or integrate with third‑party platforms, including financial institutions and data providers. BankSummary does not control third‑party services and is not responsible for their availability, accuracy, or practices.

Your use of third‑party services is governed by their respective terms and policies.

Disclaimer of Warranties

The Services are provided on an “as is” and “as available” basis.

To the maximum extent permitted by law, BankSummary disclaims all warranties, express or implied, including warranties of accuracy, reliability, merchantability, fitness for a particular purpose, and non‑infringement.

BankSummary does not guarantee uninterrupted or error‑free access to the Services.

Limitation of Liability

To the fullest extent permitted by law, BankSummary shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from or related to your use of the Services.

This includes, without limitation, loss of financial data, loss of business, or reliance on information displayed through the Services.

Indemnification

You agree to indemnify and hold harmless BankSummary, its affiliates, officers, and employees from any claims or expenses arising out of your misuse of the Services or violation of these Terms.

Termination

BankSummary reserves the right to suspend or terminate access to the Services at any time if these Terms are violated or if required by law.

Termination does not limit any rights or remedies available to BankSummary.

Governing Law

These Terms are governed by and construed in accordance with the laws applicable in the United States, without regard to conflict‑of‑law principles.

Any disputes shall be resolved in the appropriate courts within that jurisdiction.

Changes to These Terms

We may update these Terms periodically to reflect changes in the Services, business practices, or legal requirements. When changes occur, the “Last Updated” date will be revised.

Continued use of the Services indicates acceptance of the updated Terms.

Contact Us

If you have questions or concerns regarding these Terms and Conditions, please contact us through our Contact Us page.